Mara Kardas-Nelson is a freelance journalist based in San Francisco, CA focusing on international development, health, and the environment. With a background in global health, Mara's work interrogates the role that Western-based non-profits, funders and government institutions can play in perpetuating economic and racial inequality under the guise of development. She is a graduate of the UC Berkeley Graduate School of Journalism, and her work has appeared in NPR, The Guardian, The Nation, Al Jazeera, and elsewhere. The IWMF has funded Mara's project examining the promise of "financial inclusion" as a tool to end poverty.